FRACTIONAL CFO

Fractional CFO

OVERVIEW

You're burning runway, investors want financials you can't produce, and hiring a full-time CFO doesn't make sense at your stage. You need senior financial leadership — just not full-time.

A fractional CFO is a senior finance executive who works with your company on a part-time or project basis — providing the same strategic oversight as a full-time hire, without the overhead. At BlockOffice, we deliver fractional CFO services and outsourced CFO support tailored for early-stage and growth-stage startups — from financial strategy and accounting to fundraising preparation and investor reporting.

500+
Startup clients globally
2022
Founded, backed by Temasek, KKR & Coinbase angels
8
Fractional CFO sub-services
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Services

What Our Fractional CFO Services Include

Every engagement is scoped to your stage, sector, and immediate priorities. Here’s the full range of what our fractional CFO team covers.

02

Budgeting, Forecasting & Scenario Planning

We create annual budgets, rolling 12-month financial forecasts, and scenario models that help you plan for different growth trajectories. For startups, financial forecasting isn’t a back-office exercise — it’s how you extend runway, time your next raise, and allocate resources to the highest-impact areas. Our models are built for founders, not accountants: clear, actionable, and updated monthly.

03

Fundraising Support & Data Room Preparation

Raising capital requires more than a good pitch — investors need clean financials, defensible projections, and a well-organised data room. We build investor-ready data rooms for startups, prepare the financial model sections of your pitch deck, run scenario analysis for different round sizes, and support you through due diligence and term sheet negotiation. Our team has supported startups collectively raising over $500M across stages from pre-seed to Series B.

04

Investor Reporting & Stakeholder Relations

Maintaining investor confidence requires consistent, professional communication. We prepare monthly investor updates, manage cap table administration, coordinate board meeting materials, and handle ad hoc investor queries. Whether you have 3 angels or a full institutional cap table, our reporting keeps stakeholders informed and engaged — without consuming founder time.

05

Cash Flow Management & Profitability Analysis

Cash is oxygen for startups. We monitor cash flow weekly, track burn rate against runway, and flag profitability levers before they become emergencies. Our cash flow management approach gives founders a live view of exactly how long their current capital lasts — and what needs to change to extend it. We also model break-even scenarios and identify cost optimisation opportunities across your operations.

06

Accounting, Bookkeeping & Financial Systems

We manage day-to-day bookkeeping, financial reporting, and accounting system setup — giving founders clean, reliable books without building an internal finance team. This includes chart of accounts design, monthly close processes, accounts payable and receivable management, and integration with platforms like Xero and QuickBooks. For Web3 and crypto-native companies, we extend this with specialised capabilities: on-chain and off-chain transaction reconciliation, multi-wallet tracking, stablecoin treasury management, and GAAP-compliant reporting for digital asset activity.

07

Tax Planning & Advisory

Tax complexity scales with your entity structure. As part of our fractional CFO oversight, we coordinate cross-border tax structuring, ensure crypto-specific tax obligations are met, and work with our global tax optimisation team on jurisdiction planning. For Web3 companies navigating token taxation, staking income, and multi-jurisdiction reporting, we provide the financial layer that connects your accounting to your tax strategy.

08

Strategic Planning for Growth

Beyond day-to-day finance, our CFOs serve as strategic partners for expansion planning. This includes market entry analysis, M&A readiness assessment, hiring plan modelling, and pricing strategy reviews. When you’re deciding whether to expand into a new jurisdiction, launch a new product line, or restructure your team, we provide the financial perspective that turns instinct into informed decisions.

Not sure which services you need?

Book a free consultation and we’ll map out your finance priorities.

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Why BlockOffice

Built for Startups Operating Across Borders and Industries

STARTUP & WEB3 SAVVY

Deep Startup & Web3 Experience

Whether you’re a SaaS company scaling into new markets, an eCommerce brand navigating multi-jurisdiction tax, or a Web3 protocol managing a crypto treasury — BlockOffice has the CFO expertise to match your complexity. Our team has worked across DeFi, gaming, deep tech, social commerce, and traditional SaaS.

ONE PARTNER

Full Back-Office Under One Roof

BlockOffice is a global back-office services firm providing fractional CFO, accounting, global entity incorporation, and tax advisory for high-growth startups. Founded in 2022, we serve companies across Asia, the US, Europe, and the Middle East.

500+ CLIENTS

500+ Startup Clients Globally

500+ startup clients supported to date, backed by angel investors from Temasek, KKR, and Coinbase. All retainer relationships built on trust and long-term partnership.

Results

Case Studies

Anonymised snapshots from our client portfolio. All retainer relationships.

Singapore · >$15M raised · Fractional CFO + Accounting + Token Listing

Web3 Data Aggregator

Integrated Xero with crypto accounting platforms. Managed bookkeeping, tax filings, and entity structuring for SAFE/SAFT issuances across multiple jurisdictions. Supported fundraising strategy and centralised exchange token listing.

Korea, Singapore · >$5M raised · Entity Structuring + CFO + Fundraising

Korean DeFi Infrastructure

Set up onshore, BVI, and Cayman Foundation entities. Managed financial reporting for regulatory and management purposes. Prepared data room and fundraising structure across SAFE, SAFT, and Token Warrant instruments.

Singapore, Indonesia · >$20M raised · Full CFO + Legal + Tax

Social Commerce Platform (Web2)

Supported 4 fundraising rounds from pre-seed to Series B over 3.5 years, helping the company raise over $9M. Advised on M&A, entity structuring to minimise taxation, and ESOP management. Longest-running client engagement.

Singapore · >$10M raised · Fractional CFO + Fundraising + Legal

Web3 NFT & Content IP Business

Served as financial controller — building financial models, management reporting, and regulatory filings. Advised on fundraising format (SAFE vs SAFT vs Token Warrant), angel investor onboarding, and data room preparation.

FAQ

Frequently Asked Questions

What is a fractional CFO?

A fractional CFO is a senior finance executive who works with your company on a part-time or project basis — providing strategic financial leadership, reporting, and planning without the cost of a full-time hire. It’s the most common model for startups between seed and Series B that need CFO-level guidance but aren’t ready for a permanent executive.

How much does a fractional CFO cost?

Pricing depends on your company’s stage, complexity, and the scope of services required. Most engagements are structured as monthly retainers that scale with your needs — you pay for the hours and expertise you actually use. Book a free consultation and we’ll scope a plan based on your priorities.

What’s the difference between a fractional CFO and an accountant?

An accountant focuses on recording transactions, reconciling books, and ensuring compliance — the historical record. A fractional CFO focuses on the future: financial strategy, forecasting, fundraising support, investor relations, and executive decision-making. Most startups need both — and at BlockOffice, we provide the full spectrum from bookkeeping through to strategic CFO advisory.

When should a startup hire a fractional CFO?

The most common trigger points are: preparing for a fundraise, hitting $50K+ in monthly burn, managing multi-entity or multi-jurisdiction structures, or realising that founder time is being consumed by finance tasks instead of product and growth. If investors are asking questions you can’t confidently answer, it’s time. "5 Signs Your Startup Is Ready for a Fractional CFO"

Do you work with crypto and Web3 startups?

Yes — Web3 and crypto companies are a core part of our client base. Our team has direct experience with tokenomics modelling, DeFi treasury management, multi-chain accounting, token generation events, and the regulatory complexity that comes with operating digital asset businesses across jurisdictions.

What crypto accounting services do you provide?

We provide end-to-end crypto accounting: on-chain and off-chain reconciliation, multi-wallet tracking, stablecoin treasury management, token compensation accounting, and GAAP-compliant financial reporting for digital asset activity. Our team uses crypto-native accounting platforms integrated with traditional ledgers to keep your books audit-ready.

Can a fractional CFO help with fundraising?

Absolutely. Fundraising support is one of the most common reasons startups engage us. We build financial models, prepare investor-ready data rooms, run scenario analysis for different round sizes, and support founders through due diligence. Our portfolio companies have collectively raised over $500M.

How is BlockOffice different from other fractional CFO providers?

BlockOffice combines fractional CFO, crypto accounting, global entity incorporation, and tax advisory under one roof — purpose-built for Web3 and high-growth startups operating across multiple jurisdictions. Most fractional CFO firms are finance-only; we provide the full back-office infrastructure so founders deal with one partner instead of five.

Get a Free Consultation

Whether you’re preparing for a raise, scaling operations, or building your finance infrastructure — let’s talk about what your startup needs right now.

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